TERMS
Terms of Use
This Terms of Use is the User Agreement for the below-defined Product and Services made available to you by Caton Consultants/CatonConsultants.com. This is also where you will find posted updates to this User Agreement in the future.
YOUR USE OF THIS PRODUCT AND SERVICES AND ANY OF ITS CONTENTS MADE AVAILABLE TO YOU HEREUNDER, INCLUDING BUT NOT LIMITED TO, ANY TEXT, DATA, INFORMATION, MATERIALS, SOFTWARE, AND GRAPHICS CONTAINED OR PROVIDED THROUGH IT IN ANY FORM OR MEDIA AND ALL PRODUCT AND SERVICES THAT MAY BE PROVIDED IN CONJUNCTION WITH IT (ALL SUCH INFORMATION, MATERIALS AND PRODUCT AND SERVICES, COLLECTIVELY, THE “PRODUCT AND SERVICES”) IS SUBJECT TO THE TERMS AND CONDITIONS OF THIS USER AGREEMENT (“AGREEMENT”). BY SUBSCRIBING TO THE PRODUCT AND SERVICES, USING THE PRODUCT AND SERVICES IN ANY WAY, OR ACCEPTING ANY RELATED PRODUCT AND SERVICES FROM CATON CONSULTANTS/CATONCONSULTANTS.COM, YOU AGREE THAT YOU: (1) HAVE READ AND UNDERSTAND THIS AGREEMENT, (2) HAVE THE CAPACITY AND AUTHORITY TO ENTER INTO IT; AND (3) ARE BOUND BY ALL OF ITS TERMS AND CONDITIONS.
Caton Consultants/CatonConsultants.com may change the terms and conditions of this Agreement at any time. A notification of such change(s), as well as the revised Agreement itself, will be posted on this website. You will be responsible for regularly checking the Terms of Use on this website and for reviewing any changes to the Agreement. By using the Product and Services after any such changes take place, you signify your acceptance of the change(s) and your agreement to be bound by them.
Use of this Product and Services
Subject to the terms of this Agreement, Caton Consultants/CatonConsultants.com grants you a revocable, non-transferable, non-exclusive right to use those portions of the Product and Services, to which you are granted access but only for your own personal, noncommercial use and not for any use on behalf of any third party. For absence of doubt, you may not use the Product and Services to otherwise perform work on behalf of business or related person(s) or their clients. Use of the Product and Services is intended only for citizens or residents of the United States or its territories.
Subject to the terms of this Agreement, you may download or print hard copies of pages or reports from the Product and Services or portions thereof but only in connection with your own personal, noncommercial use and not on behalf of any third party. Any such downloads/hard copies must at a minimum contain the following notice:
“Copyright (c) 2023 Caton Consultants/CatonConsultants.com. All rights reserved.”
Except as expressly set forth in this Agreement, you may not modify, copy, distribute, disclose, retransmit, sell, publish, broadcast, or circulate the Product and Services, or any portion of it (including, but not limited to, any download or printed copies made from it) without Caton Consultants/CatonConsultants.com’s prior written consent.
Caton Consultants/CatonConsultants.com has the right, at any time without notice, to: (i) revoke or limit your license to use the Product and Services (or any portion of it); and (ii) change or discontinue providing the Product and Services (or any portion thereof). Caton Consultants/CatonConsultants.com has no obligation to update the Product and Services or to correct any errors or omissions that might be contained in it.
Your purchase is personal to you, and you may not transfer or share your purchase with another person, other than immediate family members living in the same household, provided that: (i) each such family member reads and agrees to be bound by the terms and conditions of this Agreement; (ii) your purchase is not simultaneously used by more than one person at any given time; and (iii) you agree to be responsible for any use of Product and Services by such family member(s).
Ownership and Copyright
You acknowledge and agree that the Product and Services (including, without limitation, all information contained in or associated with it) is owned by Caton Consultants/CatonConsultants.com and/or its third party content providers (“Content Providers”) and is protected by international copyright and other intellectual property laws. You further acknowledge and agree that the Product and Services contains certain proprietary data and information of Caton Consultants/CatonConsultants.com and its Content Providers, that you will not use these data or information for any unlawful or unauthorized purpose, and that you will use reasonable efforts to protect them from illicit distribution or use. Each Content Provider is a third-party beneficiary of this Agreement to the extent necessary to enable it to enforce its proprietary rights in the data and the applicable use restrictions contained in this Agreement.
Trademarks
Caton Consultants/CatonConsultants.com and the Caton Consultants/CatonConsultants.com DESIGN logo are registered marks of Caton Consultants/CatonConsultants.com. In addition, the Caton Consultants/CatonConsultants.com Rating™ and Caton Consultants/CatonConsultants.com Style Box™ marks (both word and design), as well as any other Caton Consultants/CatonConsultants.com marks appearing in the Product and Services, are the property of Caton Consultants/CatonConsultants.com. You will not use or allow any third party to use any of Caton Consultants/CatonConsultants.com’s marks, including but not limited to the foregoing, without Caton Consultants/CatonConsultants.com’s prior express written consent. All marks not owned by Caton Consultants/CatonConsultants.com are the property of their respective owners.
Disclaimer of Warranties
THIS PRODUCT AND SERVICES IS PROVIDED “AS IS” WITH ALL FAULTS. CATON CONSULTANTS/CATONCONSULTANTS.COM AND ITS CONTENT PROVIDERS DISCLAIM ALL WARRANTIES OF ANY KIND REGARDING THE PRODUCT AND SERVICES, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OWNERSHIP, NONINFRINGEMENT, ACCURACY OF INFORMATIONAL CONTENT, AND ABSENCE OF VIRUSES AND DAMAGING OR DISABLING CODE.
NEITHER CATON CONSULTANTS/CATONCONSULTANTS.COM NOR ANY OF ITS CONTENT PROVIDERS WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THE PRODUCT AND SERVICES. NEITHER CATON CONSULTANTS/CATONCONSULTANTS.COM NOR ANY OF ITS CONTENT PROVIDERS SHALL BE RESPONSIBLE FOR BETTING OR GAMBLING DECISIONS, DAMAGES, OR OTHER LOSSES RESULTING FROM USE OF THE PRODUCT AND SERVICES
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE PERFORMANCE. NEITHER CATON CONSULTANTS/CATONCONSULTANTS.COM NOR ANY OF ITS CONTENT PROVIDERS SHALL BE CONSIDERED AN “ABSOLUTE PROFESSIONAL EXPERT” UNDER ANY AND ALL CIRCUMSTANCES, ESPECIALLY RELATED TO HANDICAPPING OR GAMBLING. NEITHER CATON CONSULTANTS/CATONCONSULTANTS.COM NOR ANY OF ITS CONTENT PROVIDERS WARRANT THAT THE PRODUCT AND SERVICES OR ANY PORTION OF IT COMPLIES WITH THE REQUIREMENTS OF ANY JURISDICTION.
Some jurisdictions do not allow the exclusion or limitation of implied warranties, so the above exclusions or limitations may not apply in all cases.
Limitation of Liability
NEITHER CATON CONSULTANTS/CATONCONSULTANTS.COM NOR ANY OF ITS CONTENT PROVIDERS NOR ANY PERSON THROUGH WHOM CATON CONSULTANTS/CATONCONSULTANTS.COM MAKES THE PRODUCT AND SERVICES AVAILABLE SHALL BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM OR RELATING TO THIS AGREEMENT, THE PRODUCT AND SERVICES, OR THE USE OF, OR RELIANCE ON, THE PRODUCT AND SERVICES, WHETHER IN CONTRACT OR TORT OR OTHERWISE, EXCEPT TO THE EXTENT SUCH DAMAGES ARISE DIRECTLY FROM A WILLFUL BREACH BY CATON CONSULTANTS/CATONCONSULTANTS.COM (OR THAT PERSON) OF ANY OF ITS EXPRESS OBLIGATIONS UNDER THIS AGREEMENT OR EXCEPT TO THE EXTENT OTHERWISE EXPLICITLY MANDATED BY APPLICABLE LAW.
EXCEPT TO THE EXTENT OTHERWISE EXPLICITLY PROHIBITED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF CATON CONSULTANTS/CATONCONSULTANTS.COM AND ITS CONTENT PROVIDERS ARISING FROM OR RELATING TO THIS AGREEMENT, THE Product and Service, AND THE USE OF, OR RELIANCE ON, THE PRODUCT AND SERVICES, WHETHER IN CONTRACT, TORT OR OTHERWISE, SHALL BE LIMITED TO ACTUAL DIRECT DAMAGES THAT CAN BE FINALLY PROVED IN A COURT OF COMPETENT JURISDICTION IN AN AMOUNT NOT TO EXCEED $1,000.
EXCEPT TO THE EXTENT OTHERWISE EXPLICITLY PROHIBITED BY APPLICABLE LAW, NEITHER CATON CONSULTANTS/CATONCONSULTANTS.COM NOR ITS CONTENT PROVIDERS SHALL BE LIABLE FOR ANY PUNITIVE, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATING TO THE FOREGOING, WHETHER IN CONTRACT OR TORT OR OTHERWISE, EVEN IF CATON CONSULTANTS/CATONCONSULTANTS.COM OR ITS CONTENT PROVIDER HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Indemnification
You agree to indemnify, defend, and hold harmless Caton Consultants/CatonConsultants.com, its affiliates and its Content Providers from and against any and all claims, liabilities, losses, costs (including, but not limited to, reasonable attorneys’ fees), and/or damages of any kind arising from or relating to: (i) your use of the Product and Services; (ii) your breach of this Agreement; and (iii) any messages, information, or materials uploaded, posted, published, or transmitted by you in connection with the Product and Services (including, without limitation, in any portion of the Caton Consultants/CatonConsultants.com Community (as defined below) that may be made available as part of the Product and Services).
User Password
If you are required to select a password to access or use the Product and Services, you may then modify that password at any time as often as you like. You may not select any password that violates any third party’s rights or is offensive, improper, or inappropriate. If Caton Consultants/CatonConsultants.com determines in its sole discretion that any password you select is inappropriate for any reason, Caton Consultants/CatonConsultants.com may delete that password and/or limit or terminate your access to the Product and Services.
Your password is for your personal use only, and you agree to keep it secret and not to share it with anyone (except as expressly allowed under this Agreement).
YOU ARE RESPONSIBLE FOR ALL USE, ACTIVITIES, AND CHARGES ASSOCIATED WITH OR ARISING FROM ANY USE OF YOUR PASSWORD, REGARDLESS OF WHETHER YOU AUTHORIZED SUCH USE. YOU MUST PROMPTLY NOTIFY CATON CONSULTANTS/CATONCONSULTANTS.COM BY E-MAIL ADDRESS LISTED BELOW UNDER “CUSTOMER PRODUCT AND SERVICES AND PRODUCT SUPPORT”) OF ANY UNAUTHORIZED USE OF YOUR PASSWORD.
Third-Party Web Sites, Links, and Information
The Product and Services may contain information and Product and Services provided by third parties and links (including advertisements) to Web sites made available by third parties. This information and these Product and Services, and links are provided only as a convenience to users of the Product and Services. Caton Consultants/CatonConsultants.com does not control this information or these Product and Services, or Web sites. Caton Consultants/CatonConsultants.com does not make any representations or warranties, express or implied, regarding this information or these Products and Services, or Web sites and shall not be liable for any information or Product and Services received from them. Inclusion of any of the foregoing in conjunction with the Product and Services does not constitute or imply an endorsement, authorization, sponsorship, or affiliation by or with Caton Consultants/CatonConsultants.com with respect to any third party, any third party’s Web site or its content, or any information, Product and Services provided by a third party.
Privacy and Information Made Available by You
Caton Consultants/CatonConsultants.com shall have the right to use and disclose any information provided by you through the Product and Services (including but not limited to information provided through e-mail) or made available through your use of the Product and Services, for any lawful purpose, unless you indicate otherwise in the Membership area of the Product and Services. In no event shall you be entitled to any compensation for the use of any of this information. Please see our Privacy Policy for further details.
Use of Caton Consultants/CatonConsultants.com Community
To the extent the Product and Services involves any access to any forum, blog, private message, email or other medium (e.g., a comments section within a video or associated with an article) by which discussions may be affected (individually and collectively, the “Caton Consultants/CatonConsultants.com Community”), you understand and agree that Caton Consultants/CatonConsultants.com makes no representations or warranties with respect to any such portion of the Caton Consultants/CatonConsultants.com Community or with respect to any messages, information, or materials contained in it. You acknowledge and agree that your use of, or reliance upon, any such messages, information, or materials is at your sole risk and expense.
Caton Consultants/CatonConsultants.com does not, and cannot, review all of the information and materials provided in the Caton Consultants/CatonConsultants.com Community and has no responsibility or liability for any such information or materials or their use. If Caton Consultants/CatonConsultants.com becomes aware of any information or materials that it determines violate the terms of this Agreement or the Caton Consultants/CatonConsultants.com Community policies promulgated by Caton Consultants/CatonConsultants.com from time to time or that Caton Consultants/CatonConsultants.com otherwise deems inappropriate in its sole discretion, Caton Consultants/CatonConsultants.com reserves the right to delete, move, or edit any such information or materials.
To the extent that you use the Caton Consultants/CatonConsultants.com Community, you covenant that you will: (a) comply with the Caton Consultants/CatonConsultants.com Community policies promulgated by Caton Consultants/CatonConsultants.com from time to time; (b) be solely responsible for your use of the Caton Consultants/CatonConsultants.com Community and any messages, information, and materials provided by you or through another user making use of your password; (c) not advertise or offer to sell goods or Product and Services of any kind in the Caton Consultants/CatonConsultants.com Community; and (d) not upload, post, publish, or transmit any messages, information, or materials that (i) restrict or inhibit any other user from accessing, using or enjoying the Product and Services, (ii) are unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit, or indecent, (iii) constitute or encourage conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable law, (iv) violate or infringe the rights of Caton Consultants/CatonConsultants.com or any third party (including but not limited to copyrights, trademarks, patents, trade secrets, and rights of privacy and publicity), (v) constitute or contain false or misleading indications of origin or statements of fact, (vi) contain software or any other commercial materials or information, or (vii) contain any viruses or other harmful component.
By uploading, posting, publishing, or transmitting any messages, information, or materials in connection with the Caton Consultants/CatonConsultants.com Community, you hereby grant to Caton Consultants/CatonConsultants.com and its affiliates a royalty-free, worldwide, perpetual, transferable, irrevocable, nonexclusive license (with the right to sublicense) to use, copy, modify, display, publicly perform, distribute, reproduce, and create derivative works of the foregoing in any form, media, software, or technology of any kind now existing or developed in the future.
Governing Law and Jurisdiction
This Agreement is governed by and construed in accordance with the laws of the State of Texas, U.S.A., without giving effect to any choice-of-law or conflict-of-law provision or rule (whether of the State of Texas or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than that of the State of Texas. You hereby consent to, and agree to bring any and all claims in, the exclusive jurisdiction of the state and federal courts located in Williamson County, Texas, U.S.A., for any action or proceeding arising under or relating to this Agreement, the Product and Service, or the use of, or reliance on this Product and Service, whether based in contract or tort or otherwise. Each party expressly waives the right to trial by jury.
Waiver of Class Action
Except as otherwise specifically prohibited by applicable law, all disputes arising from or related to this Agreement, a party’s performance hereunder or any of its acts or omissions (or any of the acts or omissions of any of its agents) will be adjudicated on an individual basis and not in a class or representative action or as a member of a class, mass, consolidated or representative action, irrespective of the forum in which they are heard. Any claim asserted by a party hereunder shall not be joined for any purpose with the claim or claims of any other person or entity, unless both parties specifically agree to the joinder of individual actions.
Entire Agreement
This Agreement constitutes the entire agreement between you and Caton Consultants/CatonConsultants.com regarding the subject matter hereof and supersedes any and all prior negotiations, representations, warranties, undertakings, or agreements, written or oral, between the parties regarding such subject matter.
Severability
To the maximum extent possible, each provision in this Agreement shall be interpreted in such a manner as to be valid and enforceable under applicable law. If any provision of this Agreement is held to be invalid or unenforceable under applicable law, such provision shall be modified so as to be rendered valid and enforceable while implementing, to the maximum extent possible, the original intent of such provision. If such modification is not possible or allowed, then such provision shall be ineffective only to the extent of such unenforceability or invalidity without affecting the remainder of such provision or any other provisions in this Agreement.
Premium User Provisions
In addition to the above, the following provisions apply to you if you subscribe to the Premium portion of the Product and Service (“Premium Product and Service”):
Changes to the Premium Product and Services
CATON CONSULTANTS/CATONCONSULTANTS.COM RESERVES THE RIGHT TO CHANGE PRODUCT AND SERVICES AT ANY TIME WITHOUT NOTICE (INCLUDING BUT NOT LIMITED TO ADDING OR REMOVING FEATURES). IF YOU ARE DISSATISFIED WITH ANY SUCH CHANGES, OR IF YOU ARE OTHERWISE DISSATISFIED WITH THE PRODUCT AND SERVICES (INCLUDING BUT NOT LIMITED TO ITS PERFORMANCE OR AVAILABILITY), YOUR ONLY REMEDY IS TO CANCEL YOUR SUBSCRIPTION, AS SET FORTH BELOW.
Charges and Billing Practices
Product and Services purchase Fees on credit-card transactions are authorized immediately, but not actually processed until any applicable limited time free trial period has expired.
Caton Consultants/CatonConsultants.com reserves the right to change the fees it charges for Product and Services or features (collectively, “Products”) offered in connection with the Product and Service at any time. These sorts of changes include, but are not limited to, adding fees for new/optional Products and/or modifying fees for existing Products. By using any of the Products, with which there are associated fees, you agree to pay those fees. If you do not want to pay these associated fees, you must cancel your purchase, as set forth below. For absence of doubt, if Caton Consultants/CatonConsultants.com increases the base Product and Services purchase fee at some point during the week, that increased fee will only apply to you upon the next purchase, if any, of your Product and Services.
All other fees and charges associated with your Product and Services purchase (including, but not limited to, any applicable federal, state, and local taxes) will be billed automatically to the credit card you provide when registering for the Product and Services (“your credit card”). If your credit card is a VISA or MasterCard and the number or expiration date for your credit card changes for any reason (for instance, you get a new number because your old card expired, was stolen, etc.), that updated information may be automatically passed on from your credit card issuer to Caton Consultants/CatonConsultants.com, and if we do receive such information, it will be treated by Caton Consultants/CatonConsultants.com as if it were originally furnished by you. To learn more about this pass-along Product and Service being provided by your credit card issuer, please contact it directly.
You agree to pay all costs (including attorneys’ fees) incurred by Caton Consultants/CatonConsultants.com in collecting any unpaid fees or other charges incurred by you due to fraudulent charges. To notify Caton Consultants/CatonConsultants.com, please either reach out to us at the email set forth below in Customer Product and Services Support email us atSupport@CatonConsultants.com.
Cancellation
If you purchased your Product and Services through Caton Consultants/CatonConsultants.com, you may cancel it (i) by emailingSupport@CatonConsultants.com.
This Agreement was last updated on March 1, 2024.
Last updated: 11/1/2023
This Privacy Policy describes how CatonConsultants.com (the "Site", "we", "us", or "our") collects, uses, and discloses your personal information when you visit, use our services, or make a purchase from www.CatonConsultants.com (the "Site") or otherwise communicate with us (collectively, the "Services"). For purposes of this Privacy Policy, "you" and "your" means you as the user of the Services, whether you are a customer, website visitor, or another individual whose information we have collected pursuant to this Privacy Policy.
Please read this Privacy Policy carefully. By using and accessing any of the Services, you agree to the collection, use, and disclosure of your information as described in this Privacy Policy. If you do not agree to this Privacy Policy, please do not use or access any of the Services.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time, including to reflect changes to our practices or for other operational, legal, or regulatory reasons. We will post the revised Privacy Policy on the Site, update the "Last updated" date and take any other steps required by applicable law.
How We Collect and Use Your Personal Information
To provide the Services, we collect personal information about you from a variety of sources, as set out below. The information that we collect and use varies depending on how you interact with us.
In addition to the specific uses set out below, we may use information we collect about you to communicate with you, provide the Services, comply with any applicable legal obligations, enforce any applicable terms of service, and to protect or defend the Services, our rights, and the rights of our users or others.
What Personal Information We Collect
The types of personal information we obtain about you depends on how you interact with our Site and use our Services. When we use the term "personal information", we are referring to information that identifies, relates to, describes or can be associated with you. The following sections describe the categories and specific types of personal information we collect.
Information We Collect Directly from You
Information that you directly submit to us through our Services may include:
- Basic contact details including your name, address, phone number, email.
- Order information including your name, billing address, shipping address, payment confirmation, email address, phone number.
- Account information including your username, password, security questions.
- Shopping information including the items you view, put in your cart or add to your wishlist.
- Customer support information including the information you choose to include in communications with us, for example, when sending a message through the Services.
Some features of the Services may require you to directly provide us with certain information about yourself. You may elect not to provide this information, but doing so may prevent you from using or accessing these features.
Information We Collect through Cookies
We also automatically collect certain information about your interaction with the Services ("Usage Data"). To do this, we may use cookies, pixels and similar technologies ("Cookies"). Usage Data may include information about how you access and use our Site and your account, including device information, browser information, information about your network connection, your IP address and other information regarding your interaction with the Services.
Information We Obtain from Third Parties
Finally, we may obtain information about you from third parties, including from vendors and service providers who may collect information on our behalf, such as:
- Companies who support our Site and Services..
- Our payment processors, who collect payment information (e.g., bank account, credit or debit card information, billing address) to process your payment in order to fulfill your orders and provide you with products or services you have requested, in order to perform our contract with you.
- When you visit our Site, open or click on emails we send you, or interact with our Services or advertisements, we, or third parties we work with, may automatically collect certain information using online tracking technologies such as pixels, web beacons, software developer kits, third-party libraries, and cookies.
Any information we obtain from third parties will be treated in accordance with this Privacy Policy. We are not responsible or liable for the accuracy of the information provided to us by third parties and are not responsible for any third party's policies or practices. For more information, see the section below, Third Party Websites and Links.
How We Use Your Personal Information
- Providing Products and Services. We use your personal information to provide you with the Services in order to perform our contract with you, including to process your payments, fulfill your orders, to send notifications to you related to you account, purchases, returns, exchanges or other transactions, to create, maintain and otherwise manage your account, facilitate any returns and exchanges and to enable you to post reviews.
- Marketing and Advertising. We use your personal information for marketing and promotional purposes, such as to send marketing, advertising and promotional communications by email, text message or postal mail, and to show you advertisements for products or services. This may include using your personal information to better tailor the Services and advertising on our Site and other websites.
- Security and Fraud Prevention. We use your personal information to detect, investigate or take action regarding possible fraudulent, illegal or malicious activity. If you choose to use the Services and register an account, you are responsible for keeping your account credentials safe. We highly recommend that you do not share your username, password, or other access details with anyone else. If you believe your account has been compromised, please contact us immediately.
- Communicating with you. We use your personal information to provide you with customer support and improve our Services. This is in our legitimate interests in order to be responsive to you, to provide effective services to you, and to maintain our business relationship with you.
Cookies
Like many websites, we use Cookies on our Site. For specific information about the Cookies that we use related to powering our website, see web hosting company’s website. We use Cookies to power and improve our Site and our Services (including to remember your actions and preferences), to run analytics and better understand user interaction with the Services (in our legitimate interests to administer, improve and optimize the Services). We may also permit third parties and services providers to use Cookies on our Site to better tailor the services, products and advertising on our Site and other websites.
Most browsers automatically accept Cookies by default, but you can choose to set your browser to remove or reject Cookies through your browser controls. Please keep in mind that removing or blocking Cookies can negatively impact your user experience and may cause some of the Services, including certain features and general functionality, to work incorrectly or no longer be available. Additionally, blocking Cookies may not completely prevent how we share information with third parties such as our advertising partners.
How We Disclose Personal Information
In certain circumstances, we may disclose your personal information to third parties for legitimate purposes subject to this Privacy Policy. Such circumstances may include:
- With vendors or other third parties who perform services on our behalf (e.g., IT management, payment processing, data analytics, customer support, cloud storage and fulfillment).
- With business and marketing partners, including web hosting company, to provide services and advertise to you. Our business and marketing partners will use your information in accordance with their own privacy notices.
- When you direct, request us or otherwise consent to our disclosure of certain information to third parties, such as to send you products or through your use of social media widgets or login integrations, with your consent.
- With our affiliates or otherwise within our corporate group, in our legitimate interests to run a successful business.
- In connection with a business transaction such as a merger or bankruptcy, to comply with any applicable legal obligations (including to respond to subpoenas, search warrants and similar requests), to enforce any applicable terms of service, and to protect or defend the Services, our rights, and the rights of our users or others.
User Generated Content
The Services may enable you to post product reviews and other user-generated content. If you choose to submit user generated content to any public area of the Services, this content will be public and accessible by anyone.
We do not control who will have access to the information that you choose to make available to others, and cannot ensure that parties who have access to such information will respect your privacy or keep it secure. We are not responsible for the privacy or security of any information that you make publicly available, or for the accuracy, use or misuse of any information that you disclose or receive from third parties.
Third Party Websites and Links
Our Site may provide links to websites or other online platforms operated by third parties. If you follow links to sites not affiliated or controlled by us, you should review their privacy and security policies and other terms and conditions. We do not guarantee and are not responsible for the privacy or security of such sites, including the accuracy, completeness, or reliability of information found on these sites. Information you provide on public or semi-public venues, including information you share on third-party social networking platforms may also be viewable by other users of the Services and/or users of those third-party platforms without limitation as to its use by us or by a third party. Our inclusion of such links does not, by itself, imply any endorsement of the content on such platforms or of their owners or operators, except as disclosed on the Services.
Children's Data
The Services are not intended to be used by children, and we do not knowingly collect any personal information about children. If you are the parent or guardian of a child who has provided us with their personal information, you may contact us using the contact details set out below to request that it be deleted.
As of the Effective Date of this Privacy Policy, we do not have actual knowledge that we "share" or "sell" (as those terms are defined in applicable law) personal information of individuals under 18 years of age.
Security and Retention of Your Information
Please be aware that no security measures are perfect or impenetrable, and we cannot guarantee "perfect security." In addition, any information you send to us may not be secure while in transit. We recommend that you do not use unsecure channels to communicate sensitive or confidential information to us.
How long we retain your personal information depends on different factors, such as whether we need the information to maintain your account, to provide the Services, comply with legal obligations, resolve disputes or enforce other applicable contracts and policies.
Your Rights and Choices
Depending on where you live, you may have some or all of the rights listed below in relation to your personal information. However, these rights are not absolute, may apply only in certain circumstances and, in certain cases, we may decline your request as permitted by law.
- Right to Access / Know. You may have a right to request access to personal information that we hold about you, including details relating to the ways in which we use and share your information.
- Right to Delete. You may have a right to request that we delete personal information we maintain about you.
- Right to Correct. You may have a right to request that we correct inaccurate personal information we maintain about you.
- Right of Portability. You may have a right to receive a copy of the personal information we hold about you and to request that we transfer it to a third party, in certain circumstances and with certain exceptions.
- Right to Opt out of Sale or Sharing or Targeted Advertising. You may have a right to direct us not to "sell" or "share" your personal information or to opt out of the processing of your personal information for purposes considered to be "targeted advertising", as defined in applicable privacy laws. Please note that if you visit our Site with the Global Privacy Control opt-out preference signal enabled, depending on where you are, we will automatically treat this as a request to opt-out of the "sale" or "sharing" of information for the device and browser that you use to visit the Site.
- Right to Limit and/or Opt out of Use and Disclosure of Sensitive Personal Information. You may have a right to direct us to limit our use and/or disclosure of sensitive personal information to only what is necessary to perform the Services or provide the goods reasonably expected by an average individual.
- Restriction of Processing: You may have the right to ask us to stop or restrict our processing of personal information.
- Withdrawal of Consent: Where we rely on consent to process your personal information, you may have the right to withdraw this consent.
- Appeal: You may have a right to appeal our decision if we decline to process your request. You can do so by replying directly to our denial.
- Managing Communication Preferences: We may send you promotional emails, and you may opt out of receiving these at any time by using the unsubscribe option displayed in our emails to you. If you opt out, we may still send you non-promotional emails, such as those about your account or orders that you have made.
You may exercise any of these rights where indicated on our Site or by contacting us using the contact details provided below.
We will not discriminate against you for exercising any of these rights. We may need to collect information from you to verify your identity, such as your email address or account information, before providing a substantive response to the request. In accordance with applicable laws, You may designate an authorized agent to make requests on your behalf to exercise your rights. Before accepting such a request from an agent, we will require that the agent provide proof you have authorized them to act on your behalf, and we may need you to verify your identity directly with us. We will respond to your request in a timely manner as required under applicable law.
Complaints
If you have complaints about how we process your personal information, please contact us using the contact details provided below. If you are not satisfied with our response to your complaint, depending on where you live you may have the right to appeal our decision by contacting us using the contact details set out below, or lodge your complaint with your local data protection authority.
International Users
Please note that we may transfer, store and process your personal information outside the country you live in, including the United States.
Contact
Should you have any questions about our privacy practices or this Privacy Policy, or if you would like to exercise any of the rights available to you, please email us at support@CatonConsultants.com or contact us at 1841 South Lakeline Blvd 101-105, Cedar Park, TX, 78613, United States.